Sending money internationally has never been easier. With the Remitly app, you can quickly and securely transfer funds to family and friends abroad. Whether you’re supporting loved ones, paying for services, or managing business transactions, Remitly offers a seamless experience.
In this guide, we’ll walk you through how to use the Remitly app step by step. We’ll also cover its key features, fees, transfer speed, and security measures to ensure your money reaches its destination safely.
What is Remitly?
Remitly is a popular money transfer app that allows users to send funds internationally with low fees and competitive exchange rates. The service is available in multiple countries and offers fast, secure, and convenient transactions.
Why you should Choose Remitly?
• Fast Transfers – Some transactions are processed within minutes.
• Low Fees – Competitive rates compared to traditional banks.
• Secure Transactions – Uses encryption and fraud protection.
• Multiple Payment Methods – Supports bank transfers, debit/credit cards.
• Easy Mobile Access – Available for both Android and iOS devices.
How to Use the Remitly App to Send Money Abroad
Step 1: Download and Install the Remitly App
To get started, you need to download the Remitly app on your smartphone. It is available on:
• Google Play Store for Android users
• Apple App Store for iPhone users
After downloading, open the app and begin the sign-up process.
Step 2: Create a Remitly Account
To register on Remitly, follow these steps:
1. Open the app and click on “Sign Up.”
2. Enter your personal details, including your name, email, and phone number.
3. Create a strong password for security.
4. Select the country you’re sending money from and the recipient’s country.
5. Verify your identity if required (depending on the country and amount you are sending).
Once your account is set up, you’re ready to start transferring money.
Step 3: Set Up a Transfer
1. Enter the amount you want to send. The app will automatically display the exchange rate and fees.
2. Choose the delivery method – Options may include:
• Bank deposit (directly to the recipient’s bank account)
• Cash pickup (recipient collects money at a local partner location)
• Mobile wallet (funds sent to a digital wallet)
• Home delivery (in select countries)
3. Add recipient details, including:
• Full name (as per their ID)
• Bank account number (if using bank deposit)
• Mobile number (if using mobile wallet)
Double-check the details to ensure accuracy.
Step 4: Choose a Payment Method
To complete the transfer, select a payment option:
• Debit card – Fast and easy, with minimal fees.
• Credit card – Available but may include extra charges.
• Bank transfer – May take longer but often has lower fees.
Some payment methods may have different processing times, so choose one that best suits your needs.
Step 5: Review and Confirm the Transfer
Before finalizing your transaction:
1. Check all details, including recipient information, amount, and fees.
2. Verify the exchange rate to ensure you are satisfied with the conversion.
3. Confirm the payment method and ensure your bank/card has sufficient funds.
4. Click “Send Money” to process the transaction.
Once completed, Remitly will provide a tracking number for your transfer.
How to Track Your Money Transfer on Remitly
After sending money, you can easily track the transaction within the app:
1. Go to the transaction history in the Remitly app.
2. Find your recent transfer and check the status.
3. Share the tracking number with your recipient for easier monitoring.
Remitly also sends real-time notifications via email and SMS so you and your recipient stay updated.
How Long Does a Remitly Transfer Take?
The transfer speed depends on the delivery method and payment option you choose:
• Express transfers (paid with a debit/credit card) – Usually within minutes.
• Economy transfers (bank transfer payments) – May take 3-5 business days.
Before confirming a transfer, check the estimated delivery time to ensure it meets your needs.
Remitly Fees and Exchange Rates
How Much Does Remitly Charge?
Remitly’s fees vary based on:
• The country you are sending to
• Transfer amount
• Delivery method
• Payment method
To check the exact fees:
1. Open the Remitly app.
2. Enter the amount you want to send.
3. The app will show you the fees and exchange rate before confirming the transfer.
How to Get the Best Exchange Rate on Remitly ?
• Send money during times when exchange rates are more favorable.
• Choose the Economy option for better rates, even if it takes longer.
• Keep an eye on Remitly promotions and discounts for special deals.
Is Remitly Safe?
Security is a top priority for Remitly. The platform ensures safe transactions through:
• Encryption technology to protect your data.
• Fraud monitoring to prevent unauthorized transactions.
• Identity verification to comply with global financial regulations.
Additionally, Remitly offers a money-back guarantee if your transfer does not go through.
Tips for Using Remitly Effectively :
• Verify recipient details before sending money to avoid delays.
• Use bank transfers for lower fees when speed is not a priority.
• Check for promo codes to save on transaction fees.
• Keep your app updated to access the latest security features.
Sending money abroad with the Remitly app is fast, secure, and user-friendly. By following the steps in this guide, you can easily transfer funds to loved ones worldwide with minimal hassle.
Whether you need to send money instantly or prefer an economical option, Remitly offers flexible solutions to meet your needs. Plus, with realtime tracking and strong security measures, you can trust that your money is in good hands.